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Available Coverages - Condo Owners

COVERAGES  
Personal Property Replacement Cost   Optional
Personal Property (contents)   Up to Limits Purchased
Additional Living Expenses - % of Personal Property   40% (No Time Limit)
Building Structures Not Attached   N/A
Business Property Off Premises   $250
Business Property On Premises   $2,500
Computers   Included for certain perils
Debris Removal   Included with certain limits
Fire Department Service Charges   $500
Lock and Garage Door Transmitter Replacement   No
Manuscripts   $1,000
Money, Etc.   $200
Personal Injury Liability   Optional
Refrigerated Property (up to $500)   Included
Tenant's Improvements   N/A
Theft of Firearms   $2,000
Theft of Jewelry, Furs, Watches   $1,000
Theft of Silverware and Goldware   $2,500
Trees, Plant, Shrubs (up to $500 each)   10% of Personal Property Coverage
Watercraft and Trailers   $1,000

Optional Coverages Available  
Additional Coverage for Jewelry, Watches and Furs   Yes
Additional Coverage for Cameras, and Musical Instruments   Yes
Additional Money and Securities Coverage   Yes
Additional Loss Assessment Coverage   Yes
Business Personal Property   Yes
Special Computer Coverage
(additional perils protection)
  Yes

Optional Endorsements Available  
Coverage for Liability Arising from Domestic Employees   Yes
Earthquake Coverage   Yes

Coverage information is intended to be a summary and does not supplement or replace specific language of the insurance contract.

 



 


*21st Century is not affiliated with Homesite Insurance. The 21st Century Homeowners Insurance Program is underwritten by member companies of the Homesite Insurance group, a leading provider of homeowners, renters and condominium insurance. Member companies include: Homesite Insurance Company, Homesite Indemnity Company, Homesite Insurance Company of California, Homesite Insurance Company of Florida, Homesite Insurance Company of Illinois, Homesite Insurance Company of the Midwest, Homesite Insurance Company of New York, Homesite Insurance Company of Pennsylvania, and Homesite Lloyd's of Texas.
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