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 Additional Facts & Information - Just for Renters

Did you know .

  • A landlord's insurance policy generally doesn't cover your personal possessions or protect them from liability, according to the Independent Insurance Agents of America.

  • The chance of fire increases during cold weather months (December - February).
    • An April 1998 report by the U.S. Fire Administration indicates that because people spend more time indoors during colder weather, there is a greater chance that a fire will occur due to increased indoor activities such as cooking and the use of heating equipment.
  • According to the U.S. Fire Administration, 29% of all home fires start in the kitchen.
    • Unattended cooking causes the majority of these kitchen fires.
  • According to the U.S. Fire Administration, direct property losses due to fire exceed $9 billion a year.
  • About 2 million fires are reported each year. There are many more fires that go unreported.
    • The U.S. Fire Administration reports that a fire occurs in a home every ten seconds, and every 60 seconds a fire occurs that is serious enough to call the fire department.
  • 1999 National Fire Protection Association data indicates that in 1998 approximately 517,500 fires occurred in structures.
    • 86,500 of them occurred in apartments
    • $631,000,000 in property damage from fire occurred in apartments.
  • The 1998 Sourcebook of Criminal Justice Statistics indicates that in 1997 there were 1,763,253 residential burglaries reported to police.
  • 1997 FBI Uniform Crime Reports data indicates that from 1993 - 1997 the greatest number of burglaries occurred in the months of July and August.
    • 52% of these burglaries happened during daytime hours and 48% happened at night.
    • Two out of three burglaries were residential.
    • 60% of these residential burglaries occurred during daytime hours.
  • 1997 FBI Uniform Crime Reports data indicates that losses due to burglary were approximately $3.3 billion.
    • The average dollar loss was $1,391 per residential burglary.



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*21st Century is not affiliated with Homesite Insurance. The 21st Century Homeowners Insurance Program is underwritten by member companies of the Homesite Insurance group, a leading provider of homeowners, renters and condominium insurance. Member companies include: Homesite Insurance Company, Homesite Indemnity Company, Homesite Insurance Company of California, Homesite Insurance Company of Florida, Homesite Insurance Company of Illinois, Homesite Insurance Company of the Midwest, Homesite Insurance Company of New York, Homesite Insurance Company of Pennsylvania, and Homesite Lloyd's of Texas.
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